15. DOCUMENTS FOR BANK CREDIT IN GERMANY
In order for banks to consider an application for a bank loan in Germany, the applicant must submit the following documents:
From the buyer:
A copy of your passport.
Completed application form (Selbstauskunft)
Proof of own funds
Proof of stable income – the form can be anything, but the confirming body – official
Private persons – reference from workplace, monthly salary calculations (from 2 months to 1 year depending on the bank), latest tax declarations
Data on monthly expenses (other loans, rent, utilities, alimony, etc.) – this is a component of the selbstauskunft questionnaire
Documents about the property (to be provided by the real estate broker or property owner):
calculation of living space
extract from the land register
building insurance policy
energy passport
photos of the property
rental income statement or ploughman’s report
Rental or barnyard agreement, including appendices and addendices
statute of division of space Teilungserklärung